July 7, 2025
AgencyWhat Does General Liability Cover?
General liability insurance is standard coverage for most businesses, as it offers a crucial financial safeguard against various claims that may arise during normal operations. Understanding what this insurance does and doesn’t cover is essential for business owners. Benefits of General Liability Insurance General liability insurance typically offers coverage for the following four categories: Third-party […]
June 26, 2025
AgencyBest Practices for Managing Insured Business Fleets
Operating motor vehicles for business purposes involves significant risks, regardless of your organization’s experience or how careful your drivers are. These risks are amplified when your company owns and operates a fleet of vehicles, as more vehicles mean greater potential for loss. While insurance is essential, it shouldn’t be your only line of defense. Implementing […]
May 30, 2025
McCartan Insurance GroupHow the Market Can Impact the Value Your Insurance Agent Has Placed on Your Home
As a homeowner, you’re likely aware that your property carries significant value. After all, purchasing a home is likely one of the most expensive transactions of your life. Understanding and retaining appropriate insurance coverage is paramount for safeguarding your investment, but this process may require a nuanced understanding of various factors, including how market conditions […]
April 14, 2025
McCartan Insurance GroupWhy Contractors Need General Liability Insurance
Contractors’ projects are often associated with a number of risks that can be costly, dangerous and time-consuming. These risks can be mitigated with the help of a robust insurance program, which should include general liability insurance. Understanding the importance of general liability insurance and how it can shield your business from potential legal and financial […]
March 12, 2025
McCartan Insurance GroupHow Your Roof’s Characteristics Impacts Your Insurance
How Does Your Roof Impact Your Ability to Get Roof-related Claims Covered? Each element of a home’s structure may be taken into consideration when qualifying for insurance coverage. One area in particular that can impact costs and claims is the roof. A home’s roof serves as a protective barrier, and its age and condition can […]
January 17, 2025
McCartan Insurance GroupReviewing Your Business Coverage Annually
As the new year begins, it’s an ideal time for business owners to review their insurance coverage. This annual business coverage review is crucial for ensuring your business remains protected against potential risks and liabilities. Why You Should Conduct an Insurance or Business Coverage Review Over the past year, your company may have experienced changes […]
December 10, 2024
McCartan Insurance GroupTrends Affecting Workers’ Compensation Insurance
As a responsible employer, you understand the importance of workers’ compensation insurance. These policies provide a vital financial safeguard for your company and employees, protecting against the potentially devastating costs of work-related accidents. However, the workers’ compensation insurance market is both dynamic and complex. Staying informed about current societal trends and industry patterns can help […]
November 4, 2024
McCartan Insurance GroupWhy You Should Buy a Life Insurance Policy for Your Kids
As a parent, you’re likely well aware of the importance of life insurance. Having the right policy for yourself can ensure your spouse and children have access to financial assistance should something happen to you. Still, some people might not realize that parents and providers may also want to purchase coverage with their loved ones […]
October 8, 2024
McCartan Insurance GroupShould I Insure My Home-based Business?
Running a home-based business out of your home can be convenient; however, there can be risks involved when bringing business operations into your home. Whether you’re a freelancer, consultant or crafter, having the right coverage can provide financial protection against unexpected events and liabilities. Home-based Business Insurance Coverage Running a business from home can expose […]
September 10, 2024
McCartan Insurance GroupHomeowners Insurance FAQs
Being a homeowner and understanding all there is to know about insurance can be challenging. Many different incidents can occur, making it essential to familiarize yourself with what your policy may or may not cover. The following are frequently asked questions about the homeowners insurance coverage options. Is Mold Covered? Homeowners insurance may cover mold […]