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Blog

June 5, 2024
McCartan Insurance Group

Do I Need Automobile Insurance for a Low-Value, Old Car? 

If you own an older car with a low market value, you might wonder if purchasing automobile insurance is necessary. While it might seem logical to skip insurance to save money, there are several crucial factors to consider. Legal Requirements in Regardless of your car’s value, Iowa law mandates that all drivers carry a minimum […]
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May 27, 2024
McCartan Insurance Group

Who Can Be a Life Insurance Beneficiary?  

Life insurance is a crucial economic tool that can help provide financial security for your loved ones in the event of your passing. Designating beneficiaries is one of the most important decisions when purchasing a life insurance policy. Designating Life Insurance Beneficiaries When you purchase a life insurance policy, the insurer will ask you to designate beneficiaries. […]
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April 23, 2024
McCartan Insurance Group

Commercial Auto—When to Add a New Employee to Your Policy 

Understanding when to add a new employee to your commercial auto insurance policy can save your business from potential risks, including financial liabilities. Assessing the Need for Coverage When you hire a new employee who will operate company vehicles, it’s crucial to understand the need to add them to your commercial auto policy. Consider the […]
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March 12, 2024
McCartan Insurance Group

How the Market Can Impact Your Home’s Value 

Homeownership is a significant milestone in your life and can provide you and your family stability, safety and security. However, owning your own home can also include complicated and stressful financial matters that must be responsibly managed to protect your investment and retain fiscal stability. This includes understanding how market fluctuations impact your property’s value […]
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January 30, 2024
McCartan Insurance Group

Factors Affecting Homeowners Rate Increases 

For most people, purchasing a home is one of the most significant investments they will ever make. However, while this milestone can be exciting and rewarding, it may also include plenty of risk. Furthermore, while most homeowners understand the importance of financially protecting themselves and their property with adequate insurance, appropriate coverage for your home […]
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November 30, 2023
McCartan Insurance Group

Why You Need a Life Insurance Policy

A life insurance policy is not just a financial product; it’s a safety net designed to help provide financial security for your loved ones after you pass away. Protecting Your Loved Ones The most compelling reason to have a life insurance policy is to ensure the financial well-being of your loved ones after you’re gone. […]
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September 12, 2023
McCartan Insurance Group

What Are Recreational Vehicle Insurance Requirements and Regulations?

If you own a recreational vehicle (RV), you need insurance to protect you and your investment. RVs are often expensive, and it can be a significant financial burden to repair or replace if damaged or stolen. RV insurance can provide peace of mind by helping cover expenses resulting from unexpected events. Without adequate insurance, you […]
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July 13, 2023
McCartan Insurance Group

What Insurance Do I Need When Starting a Business?

Starting your own business may be one of the most exciting and significant moments of your life. But building a business from the ground up requires significant financial investment, and new companies may have limited resources to fall back on in the event of unexpected losses or expenses. Even a single accident or error could […]
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April 24, 2023
McCartan Insurance Group

Is Your Home Insured at the Correct Value?

Home insurance is critical for homeowners to protect themselves financially. However, the policy you first purchased when you bought your home may not provide enough coverage years later. In fact, two out of every three homes in the United States may be underinsured. This translates to millions of homes at risk for significant financial losses […]
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February 27, 2023
McCartan Insurance Group

Is Cyber Liability Insurance Worth It for Small Businesses?

In recent years, businesses of all sizes and sectors have become increasingly dependent on technology and the internet. Online systems and solutions can provide convenient, cost-effective ways of handling everyday tasks and large-scale projects. But organizations must be aware of the inherent risks and exposures they bring. Any business that relies on stores or transmits […]
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