General Liability Insurance

in West Des Moines, Urbandale and Throughout Iowa

It can take just one accident or lawsuit to harm your company’s reputation and potentially cause you financial hardship. General liability insurance can help to minimize your risk and protect your business’s hard-earned assets.

What Is General Liability Insurance?

General liability insurance is a financial safety net that may cover accident-related expenses that occur on your business’s property. McCartan Insurance Group Inc. can work with you to ensure you have the needed protection if an accident or lawsuit endangers your business.

What Does General Liability Insurance Cover?

General liability insurance typically provides coverage for the following:

• Bodily injury can cover medical expenses, loss of services and legal fees related to a third-party injury on your property.
• Contractual liability can extend to any liability you accept by entering into various contracts.
• Personal and advertising injury can cover personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy.
• Property damage can cover physical damage to the property of others or the loss of use of that property.
• Products liability can protect you against lawsuits from product-related injuries or accidents.
• Products-completed operations coverage can provide liability protection, such as damages and legal expenses if there is an injury from something your business made or a service you offer.

Additional coverages may also be beneficial. McCartan Insurance Group can help you tailor coverage for your business’s specific needs.

Do I Need General Liability Insurance?

If someone brings a large liability claim against your business, there could be potentially damaging financial repercussions. General liability insurance may reduce your business’s risk and give you the financial support you need.

How Much Does General Liability Insurance Cost?

The cost of general liability insurance can vary depending on the business. We can review your company operations to help you obtain affordable coverage that meets your business needs.

How We Can Help

McCartan Insurance Group can help you find general liability insurance personalized for your business. Call us today at 515-633-2273 to get started.