April 14, 2025
McCartan Insurance GroupWhy Contractors Need General Liability Insurance
Contractors’ projects are often associated with a number of risks that can be costly, dangerous and time-consuming. These risks can be mitigated with the help of a robust insurance program, which should include general liability insurance. Understanding the importance of general liability insurance and how it can shield your business from potential legal and financial […]
March 12, 2025
McCartan Insurance GroupHow Your Roof’s Characteristics Impacts Your Insurance
How Does Your Roof Impact Your Ability to Get Roof-related Claims Covered? Each element of a home’s structure may be taken into consideration when qualifying for insurance coverage. One area in particular that can impact costs and claims is the roof. A home’s roof serves as a protective barrier, and its age and condition can […]
January 17, 2025
McCartan Insurance GroupReviewing Your Business Coverage Annually
As the new year begins, it’s an ideal time for business owners to review their insurance coverage. This annual business coverage review is crucial for ensuring your business remains protected against potential risks and liabilities. Why You Should Conduct an Insurance or Business Coverage Review Over the past year, your company may have experienced changes […]
December 10, 2024
McCartan Insurance GroupTrends Affecting Workers’ Compensation Insurance
As a responsible employer, you understand the importance of workers’ compensation insurance. These policies provide a vital financial safeguard for your company and employees, protecting against the potentially devastating costs of work-related accidents. However, the workers’ compensation insurance market is both dynamic and complex. Staying informed about current societal trends and industry patterns can help […]
November 4, 2024
McCartan Insurance GroupWhy You Should Buy a Life Insurance Policy for Your Kids
As a parent, you’re likely well aware of the importance of life insurance. Having the right policy for yourself can ensure your spouse and children have access to financial assistance should something happen to you. Still, some people might not realize that parents and providers may also want to purchase coverage with their loved ones […]
October 8, 2024
McCartan Insurance GroupShould I Insure My Home-based Business?
Running a home-based business out of your home can be convenient; however, there can be risks involved when bringing business operations into your home. Whether you’re a freelancer, consultant or crafter, having the right coverage can provide financial protection against unexpected events and liabilities. Home-based Business Insurance Coverage Running a business from home can expose […]
September 10, 2024
McCartan Insurance GroupHomeowners Insurance FAQs
Being a homeowner and understanding all there is to know about insurance can be challenging. Many different incidents can occur, making it essential to familiarize yourself with what your policy may or may not cover. The following are frequently asked questions about the homeowners insurance coverage options. Is Mold Covered? Homeowners insurance may cover mold […]
August 1, 2024
McCartan Insurance GroupWhat Is Back-to-School Insurance?
As summer winds down, it’s time to start thinking about back-to-school insurance for the upcoming school year. You may already have school supplies, clothes shopping and meal planning on your to-do list, but there may be something you’re missing: insurance updates. Understanding how back-to-school season may impact your auto and homeowners insurance needs is essential. […]
July 9, 2024
McCartan Insurance GroupWhat Are the Different Types of Home Insurance Policies?
Different types of home insurance policies are tailored to the available housing options. Residents should have the correct insurance policy to financially protect themselves and their property from potential incidents, such as fire or theft. Before choosing an insurance policy, it’s essential to familiarize yourself with the coverage options. Types of Home Insurance Policies The […]
June 5, 2024
McCartan Insurance GroupDo I Need Automobile Insurance for a Low-Value, Old Car?
If you own an older car with a low market value, you might wonder if purchasing automobile insurance is necessary. While it might seem logical to skip insurance to save money, there are several crucial factors to consider. Legal Requirements in Regardless of your car’s value, Iowa law mandates that all drivers carry a minimum […]